Casino Personal Check
3108 N Las Vegas Blvd Las Vegas, NV 89115. Phone:702-644-8446 5516 Boulder Hwy Las Vegas, NV 89122. Personal checks are slips of paper with your name on it, that is essentially a promise (IOU) to the casino that you will pay them. Once a personal check is cashed, your bank will electronically wire the casino the written amount of money from your account.
Have you ever received a check and thought to yourself “can I cash a check online?”
Your Local Bank or Credit Union. The best place to cash a check is your personal bank or credit.
Checks are becoming a payment form of the past and it’s easy to see why. They are extremely inconvenient when it comes to actually getting your money. You have to go to the bank during open business hours (sorry weekends), wait in line, and then deposit or cash the check
Thankfully in today’s digital world, you can cash a check online very easily and there are a ton of great options available.
In This Article
- Ways To Cash a Check Online
Ways To Cash a Check Online
Here are the best and cheapest ways to cash a check online when you need your money fast and want to do so from the convenience of your house.
1. Big Banks
Chase Bank is one of the big banks that does allow you to cash a check directly through their mobile app if you are a current customer.
If you deposit the funds before 11 pm EST you will generally be able to access the funds the next business day. In some instances, there might be additional delays if the check amount is out the ordinary or the pictures didn’t upload correctly.
Chase is a great service as the app is very user-friendly, you can deposit the checks on your schedule, and the platform is very secure.
Bank of America, US Bank, and Wells Fargo have almost the exact same process when it comes to cashing your check online as long as you have an account with them. This is a 100% free option and lets you access your money relatively quickly and effortlessly.
2. Paypal
Yes, PayPal the payment giant does allow you cash a check directly through their app which is available on both the App Store and Google Play. Once you download the app simply go to “My Account”, snap a few pics of both sides of your check and you are all set.
This is a 100% free service with no fees to get paid.
The downside? You do have to wait 2-3 business days and there is a $1,000 per day limit. This is not the best option when it comes to being able to cash a check online.
If you are a customer of one of the big banks previously mentioned they are the recommended choice.
3. Ingo Money
Ingo Money is a free app that will allow you to cash checks quickly to your bank account, prepaid card or to a PayPal account.
The app will allow you deposit almost any type of check at any time of day and get your money instantly. Additionally, they allow you to split the cash amount, buy an Amazon gift card or fund several different accounts.
This is a great tool as it can allow you pay a credit card quickly and avoid any potential late fees (and the massive ding on your credit score). The one downside of this app is that it is only available in the App store for iOS devices, sorry Android users.
4. Guaranty Bank
Guaranty Bank is another option when it comes to being able to cash a check online. When you can’t wait the normal amount of time, Guaranty Bank can help with their checks press check cashing service. They have several different options depending on if you are an account holder or non-account holder.
The types of checks that are eligible include payroll, government, tax refund, insurance, cashier’s, travelers, and money orders as long as the total is under $5,000.
If you are an account holder the fee is 1.5% of the check amount and the fee is 2.5% if you are not an account holder. Personal checks are 3% of the check amount for account holders and 3.5% for non-account holders.
This should be considered a last resort as the fees can really add up. Instead, opt for free services through your bank whenever possible.
5. Bank of Internet USA
Mobile Deposit offered through Bank of Internet USA, allows you cash your checks online directly into your checking or savings account with their app that is available on both the App Store and Google Play.
Once you download the app, you simply upload both sides of the check into a money market, checking, or savings account. The best part? This is a totally free service that is part of their online banking tools.
This suite of tools is only available if you open a checking or savings account with them.
6. Money Mart
Money Mart is another option that allows you to access your money nearly instantly and does have physical locations across the US if you do need to walk in. Their app is available on both platforms and you are able to upload checks as you would with the others previously mentioned.
7. GoBank
Go Bank makes depositing a check online quick and easy. You can skip going to the bank by uploading pictures of the check from your smartphone. The app is available on both the App Store and Google Play.
Summary
Thanks to smartphone and convenient apps it has never been easier to cash a check online. If you can wait the 1-2 business days to receive the money big banks like Chase, Bank of America, and Wells Fargo are the easiest and lowest cost option.
They are also simple, safe, and will be directly deposited into your checking or savings account. If you can’t wait and need the money sooner, check out of one of the apps above but be sure to factor in the fees that are associated with them.
Have you cashed a check online with your bank or through a 3rd party app? Which is your favorite? Did we miss any?
Don’t want to carry cash? You can apply for Hollywood Casino credit when you play at Hollywood Casino at Charles Town Races. Options are available without fees to mychoice® club members.
MARKERS
Markers are used exclusively for gaming purposes and can be drawn at any table game or at the Hollywood Cage. As a convenience to our customers, we hold credit instruments (“markers”) interest-free for a maximum period of 30 days.
CHECK CASHING
Available check cashing limits of up to $2,000 are available for mychoice members. Checks are subject to immediate deposit.
FRONT MONEY
Guests may deposit funds with the main casino cashier cage in order to draw funds at the game of their choice. Cash equivalents such as cashier’s checks, certified checks or wire transfers (subject to verification) in addition to cash or chips, may be placed on deposit for withdrawal.
RULES OF CREDIT USAGE
• The issuance of casino credit line is solely for gaming purposes at Hollywood Casino.
• All your play must be rated on the gaming floor by use of your player’s card.
• In the event you win, you must repay your markers prior to departing the casino.
• In the event you lose less than the entire amount of the marker(s), you must repay this remaining amount in your possession prior to departing the casino.
• Failure to redeem outstanding markers on winning trips may result in immediate deposit of said items or could affect your line of credit.
• Casino credit is not available for use in the poker room.
• Credit lines must be utilized at least once every 6 months or the line will become inactive and a new application must be completed.
REPAYMENT PROCESS
Markers can be paid at any time within the repayment period. Payments can be made by cash, chips, bank draft, wire transfer or personal check. If the marker is not paid by the expiration of the 30 day hold period, it is deposited (like a check) and the funds are collected from your financial institution. All markers set for deposit are subject to a clearing time period of 7 days determined by Hollywood Casino; during this time your account may not be available.
Do Casino Cash Personal Checks
PERSONAL CHECK PAYMENTS
If you choose to write a personal check to pay/redeem a marker(s), the check must be drawn on the account disclosed in your credit application. When a check payment is received, the check will be deposited on or before the next banking day. All personal checks deposited are subject to a clearing time period of 7 days.
Will Casino Cash Personal Checks
Failure to abide by the guidelines above may result in a reduction or cancellation of my credit line.
PRIVACY DISCLOSURE
Hollywood Casino restricts access to personal information collected from our customers to those individuals who need to know the information to process credit applications or provide other services. We maintain physical, electronic, and procedural controls to safeguard nonpublic personal information.
Casino Cash Personal Checks
For information about casino credit or to apply online, click here.